Lang Financial Group, Inc.
We’re about People — Providing Solutions, Service and Satisfaction
Chamber Gold Member, newest ChamberMarketingTM customer and ChamberHealth 2012 Agency of the Year Lang Financial employs four strategies to help area business owners navigate and implement the Patient Protection and Affordable Care Act. (PPACA)
Principal Steve McAbee recently shared his thoughts on the firm’s strategy—and why they’re invested in the Cincinnati USA Regional Chamber. “Quite simply,” offers McAbee, “knowledge is power. What businesses don’t know can and does hurt, in the form of missed opportunities and penalties. So, we partner with our customers to design the most advantageous plans possible to meet employers’ needs – and those of their most valuable resources – their people.”
Steve defines four key benefits of working with Lang like this:
#1 You Get Straight Talk
Employer sponsored group health insurance can be confusing. There are unprecedented legislative changes under PPACA. Lang Financial Group draws on decades of industry experience—plus the latest industry options—to correctly evaluate your needs. Just as important, we speak about insurance in plain English and give you an honest assessment. This makes it easy for you to choose—and use—the right coverage.
#2 You Get an Independent Opinion
You—or your company—always come first. We start with your goals. The newly created Government insurance Marketplace and SHOP Exchanges may give you additional options. We help you decide and implement which option is best for you, even if it is on the exchange. As an independent broker, we create a plan with the best solutions for you. This makes us different from insurance agents, who can only provide a limited line of products from one carrier.
#3 You Get the Right Coverage
We don’t sell products—we create long-term relationships. The process begins by listening closely to your needs. Only then can we create customized coverage—using life, disability, long-term care, and group benefits—that protects you and fits your budget. We also meet with you regularly to review your policies—going over your summary or employee benefit booklet—so you don’t have to worry as your situation changes.
#4 You Get a Tireless Advocate
Lang Financial won’t disappear after you “sign on the dotted line.” PPACA is a work in progress with constant changes and guidance being released monthly. When you have questions, we quickly respond—taking the time to get the right answer for your situation. And we assist you with any claims and service issues, working diligently with insurance carriers to ensure you receive the benefits to which you’re entitled.
“We joined the Chamber for a number of reasons. We get great business exposure while meeting new clients and supporting the local business environment with counsel and ChamberHealth. As a company we believe in not only doing business in Cincinnati, we want to be a part of Cincinnati. We support the efforts of the Chamber regarding business retention and attraction, as well as promoting the Cincinnati region as a great place to live and do business. Lang Financial Group is an engaged corporate citizen that gives back to the community through our involvement and support of Hamilton County Parks, Hoxworth Blood Center, Better Business Bureau, Leukemia Lymphoma Society and many others. This type of community involvement dovetails with the work the Chamber is doing to make our region one of the top places to live and work in the country.
Key business partners Ellen Langford, Mike Roehm and Debbie Norton.
If you’re wondering:
• How the Patient Protection and Affordable Care Act (PPACA) aka: Obamacare is going to affect your business
• Whether you have to offer coverage or pay a penalty
• How to calculate your penalty as a business or individual
• What will happen to your rates under Community Rating
• Whether to renew in December 2013 instead of January 2014 to lock into up to 4% savings with ChamberHealth
• If the measurement/stability period you’re using to calculate employee eligibility matters?
Call me, Steve McAbee, Lang Financial Group, Inc., at 513.699.2966, or email, firstname.lastname@example.org