Healthcare
ChamberHealth® with Medical Mutual offers businesses from sole proprietors to 500-person companies a premium health insurance product with big savings.
How it Works
In partnership with Medical Mutual, we are offering an expanded ChamberHealth® program to provide you – our members – with premium health insurance coverage while saving you money through group buying power. Through this partnership, we are now able to offer ChamberHealth insurance plans to businesses from 1 to 500 employees in the state of Ohio – an expansion of the program that was previously only available to companies from 2 to 99 employees.
Overview
Medical Mutual partners with the Council of Smaller Enterprises (COSE) to offer the COSE Benefit Plan – a multiple employer welfare arrangement (MEWA) that currently provides health coverage to more than 8,000 small businesses across Ohio. Cincinnati Chamber member companies with 50 or fewer employees will be served through the COSE Benefit Plan, while member companies with 51 to 500 employees can also take advantage of custom wellness programs and premium tax savings through this partnership. All plans include access to Medical Mutual’s award-winning, Ohio-based customer service to answer questions and assist members with their healthcare needs.
With ChamberHealth®, You Can Save On:
Traditional copay and high-deductible plans with HSA
Dental Plans
Life and disability plans, indemnity plans, and stop-loss coverage
Vision Plans
Additional Plan Options Include:
- Prescription drug coverage
- Wellness programs
- Identity theft resolution and remediation services are offered at no additional cost.
Additional Info
Through ChamberHealth, small businesses and sole proprietors – a first for the ChamberHealth program – can partake in a self-funded insurance plan. Being self-funded has many benefits, including:
The ability to keep costs low since MEWAs are not subject to some of the Affordable Care Act’s (ACA) mandated benefits and taxes
The cost of benefits reflects the unique health of the company and its employees, recognizing that a healthier team should create a better benefits cost outcome
All benefit options are tied to Medical Mutual’s large network of doctors and hospitals, including TriHealth, the Christ Hospital Health Network, and Mercy Health
