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1. Register with the State. The Ohio Development Services Agency is preparing to submit an application in the coming week to qualify Ohio for the U.S. Small Business Administration's (SBA) Economic Injury Disaster Loan Program. This program provides low-interest loans up to $2 million in order to help businesses overcome the temporary loss of revenue during the state of emergency.
In order to complete the state's application, businesses impacted by the current public health crisis should immediately send their contact information to BusinessHelp@Development.Ohio.gov. Additional information on the SBA Economic Injury Disaster Loan Program is available at SBA.gov/disaster
2. Eligibility Determination. The U.S. Small Business Administration determines if a business qualifies as a small business based on factors such as number of employees and annual revenue. Given the fluidity of this situation, there is some likelihood that eligibility may change. If a business is wondering if it qualifies or not, they can contact the SBA Disaster Assistance Customer Service Center at 1-800-659-2955 or at firstname.lastname@example.org
3. Helpful counsel. Even though disaster assistance programs are administered directly through the Small Business Administration itself, staff at the Hamilton County Business Development Center may also be a helpful resource. 513-631-8292. We don’t want to overwhelm HCDC, but small business owners should be aware that it’s a local resource available to them.
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